Fractional Family Office (FFO)

A Fractional Family Office (FFO) is a cost-effective alternative to a traditional single-family office (SFO), designed to provide high-net-worth individuals (HNWIs), entrepreneurs, and business owners with customized wealth management and advisory services without the full-time overhead of a dedicated family office.

How It Differs from Other Family Office Models

Feature Single-Family Office (SFO) Multi-Family Office (MFO) Fractional Family Office (FFO)
Cost $$$$$ (High, full staff) $$$$ (Medium-High) $$ (Shared, flexible)
Clients Served One Family Multiple Families Multiple Families
Customization Highly Customized Less Customization Customized, On-Demand
Independence Fully Independent May Have Conflicts More Independent
Ideal Net Worth $100M+ $25M+ $10M – $100M

In essence, a Fractional Family Office provides access to high-level financial expertise and strategic wealth management without the high costs and infrastructure requirements of a full-time family office. It’s an ideal solution for entrepreneurs and business owners looking to protect and grow their wealth while leveraging top-tier advisory services on a flexible basis.

Who Benefits from a Fractional Family Office?

01.

Entrepreneurs who recently had a liquidity event (e.g., business sale, IPO, exit)

02.

Affluent families with $10M–$100M in net worth who need strategic financial oversight but don’t want the overhead of a full family office

03.

Business owners seeking integrated tax, investment, and estate planning strategies

04.

Athletes, entertainers, and professionals with high earnings who need financial stewardship