Coordinated Tax and Investment Planning

Unlike many advisors, we are able to offer clients both tax and investment advice.  Many brokerage firms prohibit their representatives from giving tax advice.

What is the value of a colorful report if it ignores the huge impact of taxes on your income and investments during retirement?  If it were literature, you could call it a fairly tale.

The Vanguard research paper Putting Value on your value: Quantifying Vanguard Advisor’s Alphastates that the potential value add of tax planning can add “up to 1.10%”

That’s why it’s invaluable to work with an independent firm that combines a CPA firm and Fiduciary Investment Planning to minimize taxes and grow your wealth. 

Remember the adage “It’s not only what you make, but also how much you keep?”  It’s even more important when you are retired!

Retirement Success = Spending it all every single month

Client-Focused Financial Guidance Simplifying The Path Towards A Secure Future.

Save time, uncover new opportunities, and minimize surprises. 

Understanding the services a financial planner can offer is the first step to reaching your goals. Our experts will help you develop a personal financial plan that simplifies your financial life, adapts to changing environments, and aligns your resources with your goals. We want our clients to make wise financial decisions that leave a lasting legacy. 


The challenges Americans will face in retirement are no secret.  Taxes, Market Volatility, Health Care Costs, Longevity/Survivor Benefits.  So why do so many advisors gloss over or even avoid these issues?

Any “plan” or colorful income projection that does not account for taxes, market volatility, health care costs, and longevity/surviving spouse is a Fairy tale. And if you fail to plan, we all know there is no knight in shining armor that is coming to save you.

Evidence Based Planning / Academic Research

We leverage real world data and Academic Research to identify spending patterns, life cycles, and other data to address the key issues that retirees face so that we have a plan in place for how to deal with these important issues.

Remember that our team is always just a phone call away. Toll Free: 1.800.796.5690


To Dial In Your Retirement Income

When markets are rising, the income dilemma is easier to manage. But what happens when the market is going down or sideways? Many retirees and future retirees ask

Will My Retirement Income be able to support my lifestyle?



    We’re legally required to put your needs first!

    Founded for the benefit of clients, Echelon Financial is an independent Austin-based Registered Investment Advisory Firm. We are committed to putting client interests first and to stewarding both wealth and wellbeing for those we serve. We have a singular measure of success: the results we get for our clients.

    Why Hire a Fee-Only Advisor:

    Our clients count on our decades of experience for more than world-class investment management. More than in-depth retirement planning. Ultimately, they turn to us for the peace of mind that comes from knowing that all the moving parts of their wealth are aligned and optimized to obtain the life they want.

    Learn why taxes in retirement are different than when you are working

    What is a Buy-Sell Agreement?

    Buy-sell agreements are legally binding documents between business partners that govern how business interests are...
    Read More

    What Legal Documents are Important When Your Child Becomes an Adult

    Whether your child is going off to college, out into the workforce, or splitting time...
    Read More

    Qualified Business Income Deduction

    The qualified business income (QBI) deduction is a tax break that’s been given to certain...
    Read More

    We can help you achieve financial freedom, so you can focus on what you enjoy in your life.

    Address: 4201 Bee Cave Road, Suite C-101, Austin, TX 78746
    Office: 512.381.4500
    Email: info@echelonfinancial.com