Insights

Retirement Planning & Income Strategies

Long-form writing from the Echelon Journal on this topic — planning, tax, estate, and the decisions that compound over a lifetime.

A Roth IRA conversion is one of the most powerful – and misunderstood – tax planning strategies available to retirees…

February 11, 2026

Quick Answer Summary Bad market timing in retirement can seriously damage your finances, but it can be managed. The key…

January 29, 2026

If you have $1 million or more in retirement assets, year-end is the most powerful moment to shape your long-term…

December 10, 2025

Planning for retirement isn’t just about accumulating a nest egg – it’s about creating a lifelong income engine that keeps…

December 4, 2025

The IRS has officially unveiled the 2026 contribution limits for retirement accounts, releasing updates that will affect millions of workers…

November 18, 2025

Why this narrow window could save your family hundreds of thousands in taxes If you’re sitting on a large traditional…

September 4, 2025

Introduction I’ve guided many clients through the powerful “mega backdoor Roth” strategy. This approach involves the strategic rollover of after-tax…

June 10, 2025

I want to share a story about one of my clients, John, a 50 year old successful entrepreneur. He owns…

May 29, 2025

Understanding the SECURE Act 2.0: A Financial Advisor’s Guide It is important to understand the SECURE Act 2.0 and how…

May 20, 2025

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets,…

February 17, 2025