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S Corps to minimize payroll taxes

Long-form writing from the Echelon Journal on this topic — planning, tax, estate, and the decisions that compound over a lifetime.

Two people discuss financial graphs and charts during a tax planning session, with a calculator and a laptop on the table.

Strategic Tax Planning: How to Keep More of What You Earn

Introduction Tax planning is more than just filing your returns correctly each year. It’s about making financial decisions throughout the…

March 10, 2025

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A financial advisor and a client review documents and charts together during a consultation, emphasizing the importance of asking informed questions.

The 7 Most Important Questions to Ask a Financial Advisor in 2025

Introduction When you know the right questions to ask a prospective financial advisor, you make informed decisions that save you…

March 10, 2025

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A computer screen displays a Social Security Enrollment Form, emphasizing the importance of determining the best age to take social security.

When to Apply for Social Security Benefits

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets,…

February 17, 2025

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A person in a suit sits at a desk reviewing financial documents and charts, surrounded by laptops, reflecting on business valuation methods.

Valuation Considerations

A key component of a buy-sell agreement or other business transition documents is the provision of a predetermined valuation clause…

February 17, 2025

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An elderly man, seated at a table with a laptop, intently examines documents related to a 401k rollover, wearing glasses and a sweater draped over his shoulders.

Should You Roll Your 401k to an IRA?

1.More Investment Choices Most likely, your 401(k) investment choices are limited to a menu of mutual funds from one particular…

February 17, 2025

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A man discusses retirement income planning with a woman at a cluttered desk, both seeming engaged and focused.

Retirement Income Balancing Act

Market volatility and the uncertainty in the economy have people worried about the stability of their retirement income. When markets…

February 17, 2025

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An elderly couple looks worried while reviewing retirement finances, with documents and a calculator on the table.

The #1 Misconception That is Putting Americans Retirement at Risk

Why using a Rule of Thumb isn’t a good idea when your financial future is on the line The Mistake…

February 17, 2025

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Two people shaking hands over a table with documents and a laptop, symbolizing a family limited partnership agreement.

Family Limited Partnership VS Family Limited Liability Company

If you own and operate a family business, a family limited partnership (FLP) or family limited liability company (FLLC) has…

February 17, 2025

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A woman attentively listens to a man discussing financial documents at a desk, symbolizing questions to ask a CPA.

10 Questions to ask when hiring a CPA

In the fast-paced world of entrepreneurship, success often hinges on making smart financial decisions. And the quality of those decisions…

February 17, 2025

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A family sits at a table under an umbrella, with the child in the center holding papers, reflecting a sense of protection and focus on education as a form of enlightenment.

Understanding Irrevocable Life Insurance Trusts

The primary reason for purchasing life insurance is to ensure that upon passing, our loved ones will have enough money…

February 17, 2025

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