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The People Behind Your Plan

Our Team

We make sure all the members of your team are communicating and are focused on the strategies to optimize your family’s future so that you can continue to grow as an entrepreneur and put 100% into growing your business.

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Chris Wilbratte

Founder & CEO
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Jim Morano

Partner & CPA
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Brian Boughner CFA

Chartered Financial Analyst
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Kyle Getzen

CPA
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Ajay Hingu

Tax Preparer
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Michael Pate

Client Service Director
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Kelly Manzano

Executive Assistant and Client Services
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Angie Barron

Office Manager
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Joe Osborn

In Memoriam

The Echelon Ecosystem

We are business owners. We understand your world. We've seen what works. We know what doesn't. We'll flatten your learning curve and help you make the right decisions so you can live a rich life.

Insights

News & Articles

The words "ROTH IRA" are displayed prominently on a wooden surface surrounded by numerous scattered $100 bills, symbolizing the concept of a Roth IRA conversion.

Should You Do a Roth IRA Conversion After Age 60?

A Roth IRA conversion is one of the most powerful – and misunderstood – tax planning strategies available to retirees…

February 11, 2026

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Stylized grayscale image depicting a man holding a child with the text "TRUMP ACCOUNTS: HOW THEY WORK" and the Echelon logo above.

Trump Accounts for Kids Explained: The $1,000 Government Investment, Tax Rules, and Who Really Benefits

The U.S. government is preparing to launch a new investment program for children-commonly referred to as Trump Accounts-with the stated…

February 5, 2026

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An alarm clock with a matrix-style digital display sits on a city street, emphasizing the sequence of returns risk in retirement planning, alongside the text "Minimize Market Downturn at Retirement" and the Echelon logo.

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How to Minimize the Impact of Bad Market Timing in Retirement

Quick Answer Summary Bad market timing in retirement can seriously damage your finances, but it can be managed. The key…

January 29, 2026

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