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The Echelon Journal

Money matters,
simplified.

Long-form writing on planning, tax, estate, and the decisions that compound over a lifetime. Published when we have something worth saying — never on a schedule.

A person in a suit is signing legal documents related to a durable power of attorney at a desk.

What Is a Durable Power of Attorney

A Durable Power of Attorney (DPOA) is a vital legal document that empowers someone you trust-referred to as your attorney-in-fact…

February 7, 2025

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A person in business attire points to a document discussing a defined benefit plan.

Defined Benefit Plan

You may be fortunate enough to have a defined benefit plan to help fund a comfortable retirement. These plans are…

February 7, 2025

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A person holding a pen closely examines a set of legal documents on a clipboard, relevant to college students.

What Legal Documents are Important When Your Child Becomes an Adult

Whether your child is going off to college, out into the work force, or splitting time between work and school,…

November 5, 2024

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A person holds a stack of hundred-dollar bills over a laptop keyboard, symbolizing the concept of S Corp self-employment tax.

S Corps to minimize payroll taxes

Tax planning plays a crucial role in managing business finances and maximizing profitability. One effective strategy that entrepreneurs and small…

November 5, 2024

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Two people in suits shake hands in a buy-sell agreement, with two blurred figures conversing in the background.

Buy Sell Agreement

Buy-sell agreements are legally binding documents between business partners that govern how business interests are treated if one partner or…

November 5, 2024

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A keyboard features an oversized key labeled "Insurance," suggesting the concept of umbrella insurance coverage as essential.

The Insurance Every Entrepreneur Needs

Umbrella liability insurance is a must for successful entrepreneurs. An Umbrella Liability policy sits on top or over (hence the…

November 5, 2024

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A man looks overwhelmed as he reviews financial documents and spreadsheets related to tax loss harvesting, with a laptop and calculator nearby in a dimly lit room.

Tax Loss Harvesting

Even in a bull market, not every investment will be a winner. With the right tax strategy, a losing investment…

November 4, 2024

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A person in a business setting smiles while reviewing documents on a tablet, with sunlight streaming through large windows, symbolizing understanding of QBI deduction.

Qualified Business Income Deduction

The qualified business income (QBI) deduction is a tax break that’s been given to certain business owners and self-employed workers…

October 28, 2024

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In a metaphor for tax strategies, a person thoughtfully moves chess pieces, symbolizing strategic planning for business owners.

Play Chess with your taxes

Tax Strategies for Entrepreneurs When was the last time your CPA walked you through every legal tax strategy available to…

October 21, 2024

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